Recent articles

Do you truly understand your employer-sponsored pension plan?

Workplace pension plans used to be commonplace, but they’ve become a luxury in recent times. Today, only a minority of working Canadians (37.5%) have one.1 However, understanding the ins and outs of pensions – whether you participate in one or not – can offer more context concerning your own retirem...
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Women and retirement planning: Why it’s different

Although numerous gender barriers have been broken down over the years, at least one remains – women have less money saved for retirement than men. It’s been recently reported that 25% of Canadian women have contributed fewer dollars toward retirement than their spouses.1 The same survey highlighted...
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To retire with enough, plan enough

Are you heading into your pre-retirement years? You may be wondering how, when and if you should move to safer investments. You’re right to start thinking about potentially transitioning your portfolio to be more income-focused ahead of actually retiring. After all, investing heavily in stocks may b...
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Smart tips to reduce your income tax

One of the most overlooked strategies for improving your portfolio’s return is to minimize the tax burden on your investments. By structuring your portfolio to take advantage of Canadian tax laws, your Investment Advisor may help you pay less tax, keep more of your returns and, over time, accumulate...
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Are you saving enough to retire?

A recent poll by CIBC noted that the vast majority of Canadians do not have a retirement plan in place to help them achieve the lifestyle they dream of in their golden years – and women are even less likely than their male counterparts to be retirement-ready. How do your retirement savings measure u...
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In your 50s? How to get ready for the retirement you want

While 50 may be the new 30, it’s simply not the case when it comes to saving for retirement. For that, there’s no turning back the clock. When people reach their 50s, they tend to realize that retirement is no longer such a distant concept. Yet a recent poll found that 32% of Canadians between the a...
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A chip off the new block

I wanted to learn more about blockchain technology given all the hype surrounding it as a game changer and came across a video by Duke University Professor, Campbell R. Harvey in which he describes what it is, how it works and, perhaps most interestingly, some of its practical applications.1 Most of...
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