Recent articles

Smart ways to get smarter about money

It would be too dangerous to get behind the wheel of a car without knowing the rules of the road or even where the gas and brake pedals are. Yet that’s the way many Canadians “steer” their personal finances, with no real understanding of how money works or how to get it to work for them. Adding to t...
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What a balanced portfolio really means

People value balance in all areas of their life – even their investment portfolios. In a nutshell, a balanced investment strategy is a way of building your portfolio to manage risk and maximize returns based on the principles of asset allocation. Like all investments, having a balanced portfolio req...
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Just for students: Budgeting 101

Congratulations! Your hard work and perseverance have paid off and starting this fall, you’re off to pursue your post-secondary education. It’s something to be proud of, because getting to this point isn’t easy – especially when it comes to saving money and having enough to support yourself until yo...
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What you can expect from CPP survivor benefits

What happens to your Canada Pension Plan (CPP) benefits if your spouse or partner predeceases you (or you them) may not rank on your list of life’s most pressing questions. However, if you’re unsure about how your CPP benefits work for you as a couple, you run the risk of financial trouble. Danger c...
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More referrals, without prospecting?

As an Investment Advisor, you already understand the magic of referrals. They offer instant credibility by affirming your value and the quality of your services. Better still, referrals allow you to gain the trust of prospective clients even before you meet them. You benefit from the halo effect – t...
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Do you truly understand your employer-sponsored pension plan?

Workplace pension plans used to be commonplace, but they’ve become a luxury in recent times. Today, only a minority of working Canadians (37.5%) have one.1 However, understanding the ins and outs of pensions – whether you participate in one or not – can offer more context concerning your own retirem...
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Women and retirement planning: Why it’s different

Although numerous gender barriers have been broken down over the years, at least one remains – women have less money saved for retirement than men. It’s been recently reported that 25% of Canadian women have contributed fewer dollars toward retirement than their spouses.1 The same survey highlighted...
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